9 Genius Things to Stop Buying to Save Money Fast!
6. Stop Paying for Multiple Streaming Services
Cutting the cord is easier than ever, but it can become extremely expensive.
You have so many choices, like Netflix , Apple TV, Hulu, Disney+, HBO Max, ESPN+, and CBS All Access. Individually, they don’t cost you much, but together you can pay close to $1,000 a year.
Save hundreds of dollars a year when you rotate these services: Get Netflix, watch everything you want, then cancel it and move on to Disney+ or another streaming service.
7. Stop Buying Expensive Flights
Who doesn’t love a great deal on flights?
But, is it really worth it to spend hours searching for a deal you may never find? Let Scott’s Cheap Flights search for you.
The service is so simple: Input your airport, add 4 or 5 top destination spots, and wait for your daily email alerting you to amazing deals on flights.
Is Scott’s Cheap Flights legit? 2 million members cannot be wrong. Sign up for Scott’s Cheap Flights with a 14-day free trialand score 20% off a one-year membership with promo code BUDGET20.
The average member saves $550 per flight. Sign up now and start watching your inbox.
8. Stop Paying For New Clothes (Unless You Do This One Thing)
Families spend nearly $1,900 a year on clothing, which amounts to $150 a month [source].
Before spending any more money on new clothes, clean out your closet.
Sell clothes you no longer wear at a consignment shop.
Not only will you have money to spend on new clothes, buy your wardrobe will be clean and clear.
Let your wardrobe consist of only the clothes you actually wear. It’s life changing.
SAVE MONEY ON CLOTHES WHEN YOU SHOP ONLINE
When the time is right to buy new clothes, reduce your costs with Rakuten.
The service will pay you cash back when you shop at thousands of stores. It also offers coupons of up to 50% off (like it did at Banana Republic + 4% cash back).
Create a free Rakuten Cash Back account, and you will save at your favorite online clothing retailers.
9. Stop Paying Bank Fees
Americans, overall, pay more than $11 billion in overdraft and other bank fees.
The average overdraft fee is $35, but there are others, like ATM fees, late fees, foreign transaction fees, and wire transfer fees.
These fees are bogus.
If you are charged an overdraft fee, contact your bank and ask to have it removed.
But what about all those other fees? They are much harder to remove, but not impossible.
TAP INTO AI TO FIGHT BANK FEES
If you like the idea of reversing bank and credit card fees, but don’t want to deal with the mess of fighting the bank, the Cushion app is worth investigating.
This AI-based service, dubbed the “fee fighter robot,” will analyze linked bank and credit card accounts. It will determine what fees are worth negotiating and fighting for.
Cushion users say the service is easy and helpful.
Sign up for one of Cushion’s plans and let it negotiate and fight with banks and credit card companies on your behalf and return those fees back into your account.
10. Stop the Unplanned and Impulse Purchases
It’s easy to fall into the trap of buying something on sale.
Or it’s by the cash register. You grab it because it’s “cheap.”
But after 100 small purchases, the total isn’t so small anymore.
Be mindful of how you spend your money.
Buy things that will make your life better. Buy things solve a problems.
When the stuff you buy improves your life, those gifts keep on giving.
CHECK OUT COINOUT
How about another cash back app? You can’t go wrong with more free money, right? Coin out turns receipts from any store, anywhere into cash.
Simply shop in physical stores, scan your receipts into CoinOut, and you’ve made even more money.
Use CoinOut with Ibotta. Right after you snap a pic of your grocery receipt with CoinOut. Do it again with Ibotta.
Download the free CoinOut app today so you can earn even more cash back on the items you buy anyway.
